Category Archives: Car Buying

one hand giving car keys to another

How to Sell a Used Car to a Dealership

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Posted in Car Buying, Car Selling

Moving to a new city? Need some extra cash? Looking to upgrade your vehicle? Whatever your circumstance, selling a used car is not as simple as it looks. It takes time, energy, and usually, money. Decisions need to be made and steps taken.

Luckily, you can make the process a lot simpler if you decide to sell to a dealership. You won’t have to research the market, set prices, advertise, or spend time showing the car and dealing with all the back and forth involved with a private buyer.

Time is money. If you value your time, then you’ll agree that selling to a dealership is a lot simpler and overall, cheaper than selling to a private buyer. And, if you are looking to buy a new car, you cannot beat the convenience and affordability of trade-in values at dealerships. Whether you are selling your car for cold hard cash or are looking for a trade-in deal, speak with us first.*

While some factors may be out of your control (location, market, etc.), these steps and techniques for selling your car will increase your odds of success.

Steps for selling your vehicle to a private buyer:

  1. Determine the vehicle’s worth

Use multiple resources such as Kelley Blue Book, NADA Guides, and Autotrader. If you have a junk car, you may be better off donating it.

  1. Gather the paperwork

This includes the title, maintenance records, bill of sale, release of liability, warranty documents, and as-is documentation.

  1. Get the car ready

Clean the car inside and out. Shine the exterior, vacuum the interior, replace any damaged floor mats, and clean rims and tires. Or, go with a professional car detailer.

  1. Take pictures

You should have high-quality images from multiple angles for your advertisement. This includes, all sides of the exterior, front and back seat, trunk, dashboard, carpets, wheels, and engine.

  1. Find a place to advertise

There are many options available to you, some better than others. You’ll want to compare among the following advertising methods: social media, “for sale” window signs, newspapers and other print media, craigslist, eBay, cars.com, autotrader.com, Kelley Blue Book, and Beepi.

  1. Create an ad

Creating a good ad that will get a response takes some time and effort. You want to come across as a trustworthy person who has taken care of their car. At the absolute minimum, you’ll want to make sure that you include the price, mileage, modifications, VIN number, and the number of owners.

  1. Screen potential buyers

This is probably the most time-consuming part of the process. You can help eliminate the number of false leads by choosing carefully where and how you are advertising your vehicle. Regardless of where the potential buyer comes from, you’ll want to verify their full name, clarify acceptable forms of payment, only accept full payment, and determine if the buyer is in the area.

  1. Give your sales pitch

You’ll have to bring out your inner salesperson to pitch your car to prospective buyers.

  1. Negotiate the sale price

If you are set on the price, stand firm. Most private car buyers, however, are expecting to negotiate. Don’t be afraid to counter-offer to get a price you both agree on. Write down your lowest acceptable price and never go lower than that.

  1. Finalize the sale

You’ll need to do a couple of things before you can successfully transfer ownership to another person. The sale isn’t complete until you complete a title transfer. You may also need a bill of sale, depending on what state you are in. After payment is accepted and the bill of sale completed, you need to sign over the title, fill out a Release of Liability (if required), provide warranty documents (if applicable), maintenance records, and any additional paperwork your state may require.

Don’t forget to hand over the keys and remove your vehicle from your insurance policy.

– steps via DMV.org

How to Sell Your Vehicle to a Dealership

In contrast, here are the steps for selling your car to a dealership:

  1. Bring your car, truck, or SUV into one of our locations (Chattanooga, Dalton, Cleveland, or Dayton)

  2. We’ll give you a free appraisal

  3. Sell us your car

We don’t know about other dealerships, but at Auto Simple, we make it as easy as 1-2-3. Yes, it’s that easy. You’ll avoid all the hassle of paperwork, dealing with multiple buyers, and waiting for payment.

What Is My Vehicle Worth?

If you want an estimated appraisal before you bring in your vehicle, we do that too! Simply fill out this form and we’ll send you an estimated appraisal within 48 hours.

Even though selling your car at Auto Simple saves you a lot of inconvenience and annoyance, you still want to get a good deal. Here are some insider secrets to get top-dollar for your vehicle:

  1. Bring in your vehicle

While it may seem obvious not to bring in a filthy vehicle that still has last week’s fast food in the back, other things are not so self-evident. Before you get your used car, truck or SUV appraised, take the time to go through these steps:

Clean the car inside and out.

Read this WikiHow article for tips on detailing your car before bringing it in for sale. Sometimes, however, the job is too big for one car owner. In this case, it may be best to take your car into a professional detailer. It may cost you around $100, but you’ll almost definitely make this money back. Besides the beautiful result of professional detailing, you’ll also send a message that you’ve been taking good care of your vehicle.

Here are some quick tips for cleaning your vehicle before sale:

  • Take everything out of the vehicle.
  • Clean the inside and outside.
  • Top off fluids (oil, brake fluid, windshield washer fluid, etc.)
  • Get rid of the smell (use this WikiHow article)

Take vehicle into a mechanic.

You will want to find out what’s wrong with your car before the dealership does. Make sure your inspection is thorough. Typically, a thorough inspection will cost around $100. If it’s less than $75, it’s probably not good enough.

By inspecting the car first, you’ll have some extra documentation and be able to disclose the findings. This builds trust and confidence. Additionally, you’ll have a second opinion to compare against the mechanic who does the inspection for the buyer.

Bring in all the documentation you can.

Gather copies of all of your vehicle’s maintenance records. If you don’t have them, you may be able to call your local mechanic for copies (usually for a fee).

Determine a price.

There are several ways to get a suggested sales price for your car. We recommend checking out Kelly Blue Book and some private-party sales of cars that are the same make and model as yours. Set a reasonable sale price, but be prepared to lower it a bit and you’ll be happy with the end result.

  1. We’ll give you a free appraisal

After you have prepped your vehicle for sale, bring it into one of our dealerships. We have mechanics and appraisers on the spot so you can get your quote the very same day.* The offer will be valid for 7 days.

Bring documentation and paperwork.

Don’t forget to bring the following:

  • Your vehicle’s title (or payoff information)
  • Valid and current vehicle registration (verifies you are the owner)
  • Government issued photo ID
  • All keys and remotes (if damaged or missing, your offer may be adjusted)
  • Maintenance records (recommended but not required)

Feel free to download our checklist before you arrive.

If for any reason you don’t have your title or the titleholder is unable to make it, give us a call before you arrive: 1-877-794-ACAR

  1. Sell us your car

If you like our offer, you can sell us your car and get paid on the spot.* It’s that easy! There’s no pressure or obligation. If you want to sell your car easy and fast, Auto Simple is your simplest and best choice.

Buy Here Sell Here—We Buy Cars! 

https://www.youtube.com/watch?v=KmN3_wa-8M0

*Contact us for further details.

Auto Simple wants to make your car sale as easy and painless as possible. Fill out our online vehicle appraisal form and give us a call for more information on selling your car

Chattanooga, TN – (423) 551-3600

Cleveland, TN – (423) 476-4600

Dayton, TN – (423) 775-4600

Dalton, GA – (706) 217-CARS (2277)

Follow us on social media for more useful information on buying, selling, and maintaining cars: Facebook, Twitter, Youtube, and Google+.

hood view of several used SUVs

9 Best Pre-Owned Cars for 2017

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Posted in Car Buying

It’s 2017 and you’re ready to make a new start! Whether that means you’ve added a new member to the family or it’s your first set of wheels, driving away in a new certified pre-owned vehicle is an exciting experience.

The research process, however, can get dull and frustrating. We’ve made it easy by picking out the best bang-for-buck cars to kick off the New Year. Simply choose from this list, set a budget, contact Auto Simple and take any of these cars out for a test drive on our closed track.

9 Best Used Cars for 2017

If you want to skip the time-consuming process of hunting through bad car deals, here are 9 solid vehicles that will meet your budget and reliability requirements for the New Year and beyond.

  1. Chevrolet Malibu

If you’re looking for a stylish, economical, and reliable family sedan, the Chevrolet Malibu should be high on your list. You can spend a little bit more for the higher-end LTZ model or spend a little less for the base LS and LT models. Whichever model you choose, you’ll get a great, balanced driving experience with an attractive interior.

If you are looking for a versatile and affordable truck, consider the Chevrolet Colorado Work Truck.

  1. Honda Civic

First introduced in 1972, the Honda Civic has gone through many generational changes over the years, but is still known for being one of the most fuel-efficient, reliable, and economical cars on the road. You can’t really go wrong when you purchase a used Civic.

The Honda Civic makes it to the #1 spot on so many car lists because of its reliability, fuel economy, and high-quality interior. While some modern features may be missing, a used Civic is a great choice for anyone in the market.

  1. Toyota Camry

The Camry is one of those no-brainer choices when it comes to buying a reliable used car. With lots of space, crisp handling, and good fuel economy, the Camry makes the car buying experience easy.

The LE at the end stands for Luxury Edition and the SE stands for Sports Edition. These two models are similar, but there are some differences. In general, the added LE or SE label adds luxury add-ons such as sportier designs, nicer interiors, improved handling, and more electronics.

  1. Toyota Corolla

While some may complain of its boring interior uninspiring driving experience, the Toyota Corolla gets great safety, comfort, and performance scores. “Boring” means you’ll have plenty of visibility and room, including easy to use climate and audio controls.

If you like the Corolla but want a different driving experience, try out the Ford Focus or Mazda6.

  1. Mazda3 and Mazda6

The Mazda3 is a small car with a quality interior and sporty handing. You’ll love the controls as you wind down hills and feel spoiled in an interior that seems too luxurious for its class. With an engine that is both powerful and economical, this car is the complete package for anyone wanting a smooth ride. For those worried about a lot of leg room in the back, you may want to look elsewhere.

The Mazda6 is a midsize car with some added vroom. With quick and powerful handling, the Mazda6 is a fun car to drive, no question. While it may not be the most fuel efficient car on the list, its attractive interior and exterior make you forget all about it. Both the Mazda3 and Mazda6 are fun, attractive, and comfortable cars that make them feel ritzy for the price.

  1. Ford Focus

This compact 4-door family car with front-engine, front-wheel drive, and all-wheel drive is the world’s best-selling automobile. In fact, as of 2012, the Focus has outsold the ubiquitous Toyota Corolla globally. While reliability and safety scores are comparable to the Camry and Corolla, some drivers prefer the handling and interior of the Focus.

Highly ranked by U.S. News and World Report, the Focus comes in many body styles and luxury options. Impressive fuel economy, handling, and workmanship distinguish itself from other cars in its class.

  1. Kia Soul

The Kia Soul definitely has attitude, and space. This small crossover car, something between a car and an SUV, is perfect for someone needing a lot of space. If you can’t afford the fancier SUVs and can do without 4-wheel drive, the Kia Soul is a safe and comfortable option with plenty of cargo space.

  1. Pontiac Vibe

A small hatchback with a sporty look and high safety ratings? It’s hard to beat. This is a low-mileage, sturdy vehicle with plenty of cargo space. The vibe was redesigned in 2009 and any models during this year are considered second generation. They boast computerized traction-control and anti-lock brakes, features The Vibe’s previous model did not have.

We have several other Pontiac vehicles, including the Solstice and G5.

  1. Scion xB and Scion xD

A five-door hatchback subcompact has a fun and unique appearance. Remarked upon for its safety features, distinctiveness, and reasonable price tag, the Scion xB and xD both deliver a lot of bang for the buck.

They consistently get 5-star safety ratings. No surprise as they have anti-lock brakes, brake assist, traction control, and up to six airbags. And as of 2010, they come with vehicle stability control and an updated exterior that is utilitarian yet modern.

For more tips on car buying, read our Used Car Buyer’s Guide and How to Buy a Used Car On Bad Credit.

Wishing you a healthy and prosperous New Year!

Read our Car Winterization, New Year’s Resolutions for the Car, and Winter Driving Tips to prevent winter accidents and inconveniences.

Is there a car you’d like to see on the list? Let us know on Facebook, Twitter, and Google+. 

We control the quality of our cars and have our own test track to put the car through all driving conditions. See why our Customer Confidence Program is one of the best in the nation.

We carry a large selection of Hand-Picked, Certified Pre-Owned Vehicles, all with a 6 month/6,000-mile Powertrain Warranty. Stop by any of our locations today:

Chattanooga, TN – (423) 551-3600

Cleveland, TN – (423) 476-4600

Dayton, TN – (423) 775-4600

Dalton, GA – (706) 217-CARS (2277)

a man using his credit card to pay on the phone

How to Buy a Used Car on Bad Credit

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Posted in Car Buying

If you have no, low, or bad credit (any credit score below 600) and want to buy a used car, you’ve come to the right place. Although many incentives, such as “no down payment,” low interest rates, and loan terms are based on credit score, it’s still possible to find great deals on used cars.

How to Buy a Used Car on Bad Credit 

This guide will help you understand your car financing options when you have no credit or bad credit:

1. Know Your Credit Rating

Your credit score is determined by the Fair Isaac Corporation, better known as FICO. FICO gathers information from three credit bureaus: Experian, TransUnion, and Equifax. This information is then weighted to form a profile of an individual’s credit risk. The most weight is given to payment history, constituting around 1/3 of your total score, followed by accounts owed (around 30%).

According to Investopedia, “FICO scores range from 300 to 850. Traditionally, borrowers with scores at or below 579 have bad credit.”

While FICO does not decide what constitutes a “bad” credit score, you can generally assume the following:

  • Excellent Credit: 750+
  • Good Credit: 700-749
  • Fair Credit: 650-699
  • Poor Credit: 600-649
  • Bad Credit: below 600

Source: credit.com

The score is only “bad” or “good” depending on how the lender views it. It’s “bad” because it can keep you from certain perks, such as low interest rates and deals on insurance.

It’s a good idea to know your credit rating before you enter any car negotiations. After reviewing your credit report, you may find an error. You’ll want this error corrected before looking into financing options.

Get pre-approved for financing by completing our secure online credit application.

Does bad credit affect my car financing? 

In general, the lower your credit rating, the worse your interest rate will be. If you have a high credit rating, you may be eligible for lower interest rates.

2. Buy a Car You Can Afford

You may have bad credit because of unrealistic expectations in the past. Be realistic and only look at cars you can afford. Take into consideration fuel, maintenance, insurance, cleaning and parking costs as well.

Follow these car financing tips and you should be able to make all your car payments without a problem:

  • Plan on spending around 10-20% of your total monthly budget on automotive expenses. Even if you are not financing your vehicle, budgeting around 20% of your annual income on a vehicle will make sure you have enough to spend on maintenance and repairs throughout the year.
  • Warranties will cover major repairs, but routine maintenance is often not included.
  • Budget around 5-12% of the total purchase price for car insurance.
  • When making your budget, take into consideration sales tax, title and registration fees, and any other add-on expenses.
  • Make as large a down payment as you can. You will be paying principle plus interest on your monthly payments. The larger your down payment, the lower your monthly payment.
  • Consider trading in your old vehicle for a better deal (See: What Is My Vehicle Worth? and Used Car Buyer’s Guide).
  • If you have debt that you are paying off, then you want to follow the 28/36 rule. This rule finds it best to spend no more than 28% of your gross monthly income on housing expenses and no more than 36% on total debts, including student, housing, and car loans (Investopedia). So, take all of your current debt payments, add them up, and then subtract that number from 36% of your monthly income. The amount left will give you a general idea of what you can afford per month on car payments.
  • Use a car affordability calculator or contact your local Auto Simple representative. If you are trading in your vehicle, get a quote from us so you can subtract the trade-in value from the estimated car budget.
  • You can save a lot of money by choosing a fuel efficient car. Calculate your fuel savings here.

We recommend building up your credit using a secured card, which collects a down payment as collateral against defaulting on payments. This allows you to build up your credit when you have no or low credit, and eliminates the risk of getting into significant debt. Just make sure you make payments on time and use your card responsibly.

Use Our Car Loan Calculator (Based on Good, Average, and Bad or No Credit)

We specialize in bad credit and no credit financing, always working to find the best financing package to fit your needs and budget. We want to make sure that you drive away in a car that you can afford. That’s why we have a useful car loan calculator so you can plan your monthly payments ahead of time.

3. Do Your Research

Once you have determined your used car budget, you’ll want to find cars that fall within that price range. Don’t be tempted by add-ons and other cars just to “have a look.” Restrict your search to only vehicles you can afford.

If a used luxury vehicle seems to be within your price range, consider all of the extra expenses for repairs and maintenance. These luxury vehicles may seem nice, but they have usually have higher rates of breakdowns, thefts, and repairs and maintenance tend to be a lot more expensive.

Also, consider the reasons for getting a new car. If you need space for a growing family, don’t look at small sedans. If you need a car that won’t cost a lot to maintain, look for cars that are known for the reliability, such as Hondas and Toyotas. 

4. Shop the Inventory

After researching the kind of car you want, search the dealership’s online inventory before making the trip. You want to make sure they have the make and model car you want.

If you want to trade-in or finance, research the options available to you. Before you enter the used car lot, get pre-approved.

5. Look for Certified Pre-Owned Vehicles

A certified pre-owned car is one that has undergone a full inspection and any necessary repairs as specified by the automaker. If you have a low credit score, you can’t afford to take risks with private sellers and uncertified pre-owned vehicles. Although CPO cars tend to cost a bit more, the added inspections and peace of mind will make sure that you are not buying a lemon.

Buying a certified pre-owned vehicle from a respected dealership such as Auto Simple, will ensure that you get consumer protection, warranties, trade-in savings, financing options, no paperwork, and easier negotiations.

Additionally, look for newer used cars as they tend to have better financing. If you can gather the cash necessary for a full purchase, however, you may get a better deal an older used vehicle.

6. Inspect the Vehicle

Ask for a vehicle repair and maintenance history report. Insist on a vehicle inspection report and certification checklist if it has been inspected.

Find the car you want and test drive it. After confirming that the vehicle is in stock, schedule a test drive. Don’t just show up and expect the car and dealer to be waiting for you. Call ahead of time and make an appointment to test drive the car.

Auto Simple has its own private test track with a variety of driving conditions so you can inspect the car’s handling. Don’t forget to test all of the electronic controls.

Learn more car buying and test driving tips with our Used Car Buyer’s Guide.

7. Only Apply for Loan if You Are Ready to Purchase

Although this isn’t always the case, opening up multiple credit inquiries within a short period of time can negatively impact your credit score. Be careful that you aren’t opening up multiple lines of credit within a short time span and this shouldn’t affect your credit score too much. Credit inquiries play a minor role in assessing credit risk, but it’s something to consider nonetheless (See: Credit Checks & Inquiries).

8. Choose the Shortest Loan Period Possible

Yes, longer loan periods mean a lower monthly bill, but don’t forget about the sneaking interest rates! Interest rates are usually lower for shorter terms, which can significantly lowest the total cost of the car. The sooner you pay off your car, the sooner you can focus on paying off other loans and saving money.

9. Consider a Cosigner

If you have bad or no credit, you may be eligible for a better interest rate with a cosigner. Talk to the dealership first before asking anyone to cosign. A cosigner has a lot of responsibility. They will be responsible for your payments if you are unable to make them. Only ask someone to cosign if you are confident in your abilities to make payments on time.

What to Bring When Buying a Used Vehicle

Other dealerships may require more paperwork. Auto Simple only needs the following 4 items to get you driving away in a New Certified Pre-Owned Vehicle:

  • Proof of Residency x 2

Bring two recent pieces of mail with your name and home address.

  • Proof of Income x 2

Bring two most recent paycheck stubs for proof of income.

  • Government Issued Photo ID

Bring your valid government issued photo identification.

  • Down Payment

Cash or credit will be accepted, no checks.

Feel free to download and print our checklist before you arrive. Get pre-approved for financing by completing our secure online credit application.

We can help you out with financing regardless of your credit situation. We accept good credit, bad credit, and no credit; however, annual percentage rates may depend upon credit score.

Good Credit? Accepted

Bad Credit? Accepted

No Credit? Accepted

Past Bankruptcy? Accepted

If you have any questions, contact the store nearest you.

Auto Simple specializes in certified pre-owned vehicles and helping people with bad credit or no credit get a great car and rebuild their credit along the way. We take great pride in offering second chances to good people.

https://youtu.be/Cy-2pWefRS0

Contact Auto Simple today and drive away in your dream car.

Chattanooga, TN – (423) 551-3600

Cleveland, TN – (423) 476-4600

Dayton, TN – (423) 775-4600

Dalton, GA – (706) 217-CARS (2277)

Don’t forget to check out Auto Simple on Facebook, Twitter, Youtube, and Google+.

a salesman talking to a couple at a dealership

What is a “Certified” Pre-Owned Vehicle?

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Posted in Car Buying

When something is certified, you are more likely to trust the quality of the product. But do most car hunters actually know what it means for a car to be “Certified”?

When it’s time for a big purchase, such as a new vehicle, it’s important to have all the information you can get. That way, you can make an informed and budget-conscious decision about what works best for you. When it comes down to driving off the lot, will your decision be to go with new, used, or certified pre-owned?

Although “new” and “used” are the two largest car categories, there is a third, in-between category that offers much of the positive attributes of both—certified pre-owned (CPO). If you’re looking for a good alternative to new car prices, CPO is the way to go.

New Cars, Used Cars & In-Between

New cars come straight from the manufacturer and come with a plump warranty and price tag. They will also lose much of their value right off the lot and further depreciate in the coming years. According to CarFax, “a new car will lose 60 percent of its total value over the first five years of its life.” You may want that new car smell without the new car lease.

Used cars have always seemed like a riskier bet for car buyers, especially if they aren’t purchased at a dealership, but through a site such as Craigslist or a private seller. In this case, it’s not guaranteed that the vehicle will come with a detailed history of whereabouts and treatment. There is also no warranty attached to the purchase.

This is why used cars should always be bought through a professional and qualified dealer, such as Auto Simple. You never want to find out you’ve bought a lemon after it’s too late to drive back!

If the idea of going new or used doesn’t seem like enough of an option for you, the third category that is being focused on today is known as Certified Pre-Owned. With CPO cars, you get the best of both worlds.

What does Certified Pre-Owned mean?

Certified Pre-Owned – A certified pre-owned car is one that has undergone a full inspection and any necessary repairs as specified by the automaker. CPO vehicles are often in “like-new” condition. They may cost more, but often come with additional warranties and roadside assistance, one of the main reasons why it’s a smart idea to buy from a dealership.

Sometimes a certified pre-owned vehicle is called a “re-conditioned used car” as it is of a guaranteed high quality. They are not brand new, but not yet a decade old, either. CPO vehicles are usually between 2 years old and 8 years old.

You’ll be able to get that 2012 Ford Focus without the depreciation worries of a new vehicle or the functionality worries of a used one. Due to their like-new condition and dealership warranty, CPO purchases have a lot of positive benefits, most obviously, peace of mind.

If someone is offering a certified or re-conditioned used car, make sure you get all documentation on paper. Review the information carefully.

Perks of Certified Pre-Owned Vehicles

Purchasing a CPO is a win-win in the automotive world:

  • Between 2-8 years old
  • Have age and mileage limits, ensuring their “like-new” condition
  • In good working condition and certified to have passed strict safety inspections
  • Sold through licensed car dealers
  • Inspected according to manufacturer’s standards
  • Sometimes comes with manufacturer-backed warranty that extends the length of the new-car coverage already in place
  • Buying a 2-3 year old CPO saves a buyer around 25% versus a brand new vehicle of the exact same make/model
  • CPO cars often offer lease options unlike used cars, leading to a better car at a lower monthly rate
  • You cannot lie about the condition of a CPO; you can trust the dealer
  • Comes with a free vehicle-history report and CPO checklist specific to each manufacturer and their varying standards (Auto Simple has a 180-point inspection to go over every bolt, wire, curve and crevice.)
  • Coverage varies by automaker; you’ll probably find something around 6 years/60,000 miles of coverage from the CPO’s original sell date
  • Look into the details if you’re offered a CPO program that divides your warranty into “powertrain” and “limited” warranties
  • Embraces the in-between perks of being a “new used car”

Learn how to buy a used car

Things to consider when looking into a vehicle purchase:

  • Research what kind of car you want and then search their inventory.
  • If you want to trade-in or finance, research the options available to you.
  • Get a vehicle repair and maintenance history report.
  • Get a car inspection and documentation.

Dealership Pros

Here are some reasons why you should stick with the professionals:

  • Consumer Protection – A used car dealership that does not abide by state and federal rules and regulations won’t be in business for long. Buying a used car from a dealership gives you much more consumer protection and peace of mind.
  • Warranties – Most used car dealerships offer warranties on used cars, such as Auto Simple‘s 6 Month/6,000 Mile Powertrain Warranty on All Certified Pre-Owned Vehicles. This is in addition to any original manufacturer warranties.
  • Trade-In – Trading in a used car is an easy way to kill two birds with one stone (get your trade-in estimate from Auto Simple).
  • Financing Options – Most dealerships offer financing options, which is great if you are looking for the best loan offer. Still, cash is the best way to pay the lowest price.
  • No Paperwork – Although you may have to sign on a dotted line or two, all the paperwork is typically handled by the dealership.

Buying from a dealership gives you peace of mind, but always read everything you sign. Some cars may have manufacturer warranties, some may not. Make sure you know what you are buying, if there is a return period, and other important considerations.

Certified Pre-Owned Vehicles at Auto Simple

https://www.youtube.com/watch?v=Cy-2pWefRS0

All the vehicles on our lot undergo a thorough 180-Point Quality Inspection and test drive, which is performed by one of our highly trained technicians who take deep pride in their work.

We control the quality and have our own test track to put the car through all driving conditions. See why our Customer Confidence Program is one of the best in the nation.

Auto Simple carries a large selection of hand-picked, Certified Pre-Owned Vehicles, all of which come with a 6 month/6,000-mile Powertrain Warranty.!

With locations in Cleveland, Chattanooga, Dayton, and a new store in Dalton, GA, we make it easy to walk away with your dream car.

Come to our GRAND OPENING Sales Event at our new Dalton, GA location!
Test drive any vehicle for your chance to win a YETI cooler!
Doors open from 9am-7pm on Friday (10/9) and 9am-4pm on Saturday (10/10)

Get the best deal on your next car for Christmas!

If you have any questions, don’t hesitate to speak with one of our Online Specialists or give us a call:

Chattanooga, TN – (423) 551-3600

Cleveland, TN – (423) 476-4600

Dayton, TN – (423) 775-4600

Dalton, GA – (423) 775-4600

Follow us on social media for more useful information on buying, selling, and maintaining cars: Facebook, Twitter, Youtube, and Google+.

*Preferred Customer program and free conventional oil changes every ninety (90) days are contingent upon the customer electing to make recurring payments to via ACH or debit card. Additionally, to continue in the Preferred Customer program and receive free oil changes, the customer’s loan must remain in good standing, and the customer may not cancel the recurring payment election. See store for further details. Other restrictions may apply.

a smiling man standing next to a car

Used Car Buyer’s Guide | How to Buy a Pre-Owned Vehicle

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Posted in Car Buying

Car buying is like the start of any new relationship. It will require time, money, and effort. You have to know yourself and what you want, and use a healthy mixture of logic and emotion. The results can be either wonderful or horrifying.

But before committing, you want to make sure you have done all due diligence. There is a lot of work and preparation to be done for the first time used car buyer.

Used Car Buyer’s Guide

How to Buy a Used Car

1. Research

Before inspecting and buying a used car:

  • Set a budget and narrow your used car search down to a couple specific vehicles.
  • Look up the make/model of your desired vehicle for any recalls, consumer complaints, or safety-related defects.
  • If your research turns up any common issues with the car, keep this in mind during the inspection process.

Once you’ve chosen a car that meets your needs and price range, you will need to get a vehicle history report.

Get a CarFax vehicle history report to learn important information about the vehicle you are considering.

All you need is the 17-character vehicle identification number (VIN).

All Auto Simple pre-owned vehicles go through a rigorous 180-point inspection and come with a free CarFax report.

If the CarFax report comes back clean, with no flood damage history, accident indicators, or other red flags, it’s time to inspect the vehicle.

Whether or not you get the car inspected by a third-party mechanic, it’s a good idea to know first-hand the used car’s condition. Although a CarFax vehicle history report provides you with a lot of useful information, you will want to conduct a thorough inspection of the vehicle yourself.

2. Inspection

Minor damage and scratches are acceptable, but you’ll have to decide if the price reflects that. If the car is really cheap, you may expect some damage to the interior and/or exterior.

Minor accidents shouldn’t be a problem if a proper repair has been made. But be sure to make note of any defects you find as it will help you in the negotiation process.

Larger damage is more serious, such as big crashes. This is why you will want to see a full car history report. Although new welds, paints, and other signs can indicate a major crash, you may not be able to tell what the car has been through during its life.

Exterior

Walk around the outside of the car and look for any signs of damage.

  • Body – Scratches, dents, and rust indicate how the car was treated by its previous owner. If body parts are not lining up properly or there are paint discrepancies, this is a sign that the vehicle was involved in an accident. You can also use a paint meter to ensure the vehicle history report is accurate.
  • Doors, Hood and Trunk – Test the doors, hood, trunk and any other moving parts. They should be easy to open and close. Make sure they all close fully and create a seal.
  • Tires – Examine the tires for wear and tear. Do they look nice and smooth? Are they all the same brand? How much tread is there? Do they have cracks or look dried out?  If you notice uneven wear on the tires, it may require an alignment. Ask the seller about the tires and if they have been regularly rotated. If you need tire replacements or alignments, use this during negotiations.
  • Lights – Test all of the lights including reverse lights, turn signals, and high beams. Inspect the housing for cracks or other moisture issues.
  • Underneath the Car – Get underneath the car if you can and look for any damage or rust.

Interior

Inspect the car’s interior and see if it has been well maintained.

  • Test All Electronics – Make sure everything works. Let the seller explain all the features and how to use them.
  • Check the Odometer – Compare any damage with the car’s mileage to see if it looks like normal wear and tear.
  • Check the Gaskets – If they are worn or damaged, you could get leaks.
  • Engine – The most important part of the car. Pop the hood and see if everything looks well maintained. Pay attention to any signs of rust, which can quickly spread.
  • Stripped Bolts – Look for marks on nuts and bolts for signs of repair work. If fenders have marks on the bolt, that means it has been repaired at some point.
  • Hoses – Look and feel around the hoses for cracks, holes, and fraying.
  • VIN Number – Look for the VIN or chassis number on the vehicle. It is normally located on the dashboard, driver’s side door, front engine block, or front end of frame. Make sure the number matches the numbers on the papers. If the chassis number has been filed off, don’t buy the car. It’s probably stolen.
  • Check Liquids – Check oil, transmission, power steering, and brake fluids. If the transmission fluid is brown or smells “burnt,” it could be on its last legs. Make sure the fluids are at proper levels. Look for oil leaks. If there is a leak, it’s important to investigate further.

https://www.youtube.com/watch?v=ejnTTpoJxFM

3. The Test Drive 

This may be the best moment of the whole car buying process—driving a car that will potentially be “your baby.” It’s like a first date. And like any first date, first impressions are paramount.

  • Choose a cold day. Pay attention to how the engine sounds when you start the car and let it idle. Turn on the heat and see how warm and fast it is. Once the car warms up, quickly shift over the the A/C.
  • Pre-plan your route. Take the car on smooth and bumpy roads, hills and flat land, city streets and the highway.
  • Test all electronics. This includes windshield wipers, lights, radio, heating and air conditioning.
  • Test shifting gears. Is there smooth shifting? Does the steering wheel vibrate? If you feel odd vibrations or hear clunking or grinding noises, this could indicate a bad transmission. Feel the car at all the different gear settings, but there’s no need to take it to its top speed.
  • Check the brakes. This is not the time to be gentle. Get the car up to about 40-60 mph and then brake hard. Make sure it stops straight and the steering wheel isn’t shaking. This could indicate warper rotors, worn brake pads, or a loose brake caliper. A good healthy brake system will stop straight.
  • Check tire alignment. Make sure your steering wheel is completely straight and then take your hands off for a few seconds to see if the car veers to the right or left. If the tires are aligned, the car should continue in a straight line.
  • Listen carefully. Are there metallic sounds? If you hear clicking, rattling, clunking, and any other unusual sounds, further investigation is needed. Odd sounds and vibrations foretell repairs ahead.

For more information on inspecting a used car, read this Consumer Reports guide.

General Car Buying Tips

Increase your chances for success with a few extra precautions:

  • Never go alone. Always have someone accompany you. They will help you think through your options in a rational way. When you choose the person who will be going with you, try to pick someone with intelligence and experience, someone with a level head on their shoulders. They will help you ask critical questions.
  • Control your emotions. When looking for a new used car, try not to pay too much attention to aesthetics like colors and body work. If you feel yourself falling in love with a car, take a step back and reassess your emotions. To get the best car for your buck, use reason, not emotion. Pick a neutral color if you are thinking about reselling the car.
  • Make sure there are at least two keys. If one is missing consider the cost of getting a backup. It depends on the key, but newer keys with chips in them will set you back a couple hundred dollars. If it’s just a normal key, it won’t cost you that much.
  • Get a CarFax Report! CarFax is a comprehensive and trustworthy report on the vehicle’s history. With more than 93,000 data sources at their disposal, CarFax reports may include:
    • Title information, including salvaged or junked titles
    • Flood damage history
    • Total loss accident history
    • Odometer readings
    • Lemon history
    • Number of owners
    • Accident indicators, such as airbag deployments
    • State emissions inspection results
    • Service records
    • Vehicle use (taxi, rental, lease, etc.)

To ease your worries about purchasing a preowned vehicle, all Auto Simple cars go through a 180-point inspection and come with a free CarFax report. We do our best to bring the vehicle back to like-new conditions, including touching up paint and removing dents.

Plus, we offer a 6 Month/6,000 Mile Powertrain Warranty on all of our Certified Pre-Owned Vehicles. If for any reason you are unsatisfied with your purchase, you can return the vehicle within 48 hours—no questions asked.

Finalizing the Purchase

If you are buying from a dealership, the payment and purchase should be very easy. After all questions are answered and the paperwork is signed, you will receive the keys and copies of all the documents. It’s that easy.

In fact, you can leave the Auto Simple lot with a new pre-owned vehicle for as low as $500 Down!

https://www.youtube.com/watch?v=2Fjn02cArgw

Auto Simple wants to find you a car you love at a price you can afford. We carry a large selection of hand-picked, Certified Pre-Owned Vehicles, all of which come with a free CarFax report and a 6 month/6,000-mile powertrain warranty. We also own a private track for test driving!

With locations in Cleveland, Chattanooga, Dayton, and a new store in Dalton, GA, we make it easy to walk away with your dream car.

If you have any questions, don’t hesitate to speak with one of our Online Specialists or give us a call:

Chattanooga, TN – (423) 551-3600

Cleveland, TN – (423) 476-4600

Dayton, TN – (423) 775-4600

Dalton, GA – (706) 217-CARS (2277)

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*Preferred Customer program and free conventional oil changes every ninety (90) days are contingent upon the customer electing to make recurring payments to via ACH or debit card. Additionally, to continue in the Preferred Customer program and receive free oil changes, the customer’s loan must remain in good standing, and the customer may not cancel the recurring payment election. See store for further details. Other restrictions may apply.