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Bad Credit? No Credit? No Problem! 

When you’re in the market for a pre-owned vehicle, financing plays a big role. With an accommodating payment plan, you can get the set of wheels you want to drive throughout Chattanooga, Tennessee, as well as Madison, Alabama, on your terms. However, if you have less-than-perfect credit—or haven’t established credit at all—you may be wondering what steps you need to take.

At Auto Simple, our team has a saying: “Bad credit? No credit? No problem!” As a Buy Here Pay Here (BHPH) dealership, our financing specialists are able to work with drivers of all credit backgrounds, so you can slide behind the wheel of a ride you want, and feel confident about your payment plan.

What is a Buy Here Pay Here Dealership—And How it Can Help You? 

At our used car dealership, we think about automotive financing a little differently. We believe that you should be able to purchase the vehicle you want regardless of what’s on your credit report. This is why we do all our financing in-house.

Traditionally, dealerships form connections and partnerships with banks and lenders in order to finance vehicles. These third-party auto loans are completely based on your credit score, which can sometimes result in high monthly payments and a hefty down payment.

At our BHPH dealership, we get rid of the middleman by extending credit to our customers ourselves! This allows us to work with every driver directly to find a financing plan that works with their lifestyle.

How Our Finance Packages Can Rebuild Your Credit 

Whether you’d like to see a higher score on your report—or have no credit at all—our accommodating auto loans can help improve your credit, while giving you a reliable set of wheels to improve your daily travels.

When you’re ready to begin the financing process, one of our specialists will look over your information and build a plan that caters to your needs. This will include payments that you’ll be able to make, allowing you to elevate—or build—your credit with on-time installments.

Best of all, you can get started on this exciting process today, right from your own home. With our online credit application, you can get pre-approved in less than 30 minutes, so you can plan accordingly and feel good about your upcoming purchase.

Get the Auto Loan You Deserve at Auto Simple! 


Are you ready to find your perfect set of wheels, and a payment plan you can feel great about to match? Then it’s time to team up with Auto Simple, a Buy Here Pay Here dealership serving drivers throughout Chattanooga, TN, as well as Madison, AL.


Get started today by completing our online application. If you have any questions along the way, don’t hesitate to reach out to our friendly team. They’re here to guide you every step of the way, and are excited to work with you soon!


What are you waiting for? Contact our dealership today!

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